Acquiring and Maintaining Good Credit - Part 2

NEW LEASE ON LIFE

A financial life jacket has just been thrown in the water. As foreshadowed in the first installment of this series (see part 1), there is a proven, reliable, l e g a l quick way to financial freedom. A n e w b e g i n n i n g. This involves the creation of a new credit file employing the use of a Credit Privacy Number (CPN).

The principles governing this technique are not new, nor complicated. They involve the proper use of a particular set of laws put in place to protect you, the consumer, from the abusive tactics of creditors and credit bureaus. These laws help ensure the consumer gets a fair shake, so to speak.

LITTLE-KNOWN TECHNIQUE USED BY THE RICH AND FAMOUS

It is used by celebrities, clandestine agents and VIPs. Some use it because the media can use their SS# to track what they are buying and where they are simply by tracking their credit cards. Some other examples of CPN use include, but are not limited to, persons in the witnesses protection program who would otherwise risk being located if they use their true social security number for credit transactions. These are just some of the reasons the Credit Privacy Number program exists. The reasons are not limited to the previous, so why shouldn’t you have a new credit file created with a CPN?

HOW TO GET ONE

Though the principles and concepts for the creation and use of the CPN are easy to understand. I recommend one employ professionals to assist you in the creation and maintenance of your new CPN and credit file. One such group, HeadStart Financial (www.headstartfinance.com), can guide you through the new file creation process and even point you to the right service providors so that you may continue on to e n h a n c e your credit profile through b y a d d i n g s e a s o n e d c r e d i t to a new or existing credit profile.

In the next installment, we'll discuss strategies for leveraging your newly-created and/or newly-enhanced credit profile, maximize your credit potential and how to keep your files separate.

-TheCreditMaster